New York Mortgage Calculator
From Manhattan to Buffalo, calculate your NY home loan costs accurately.
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AI Smart Insights
The Empire State Market
New York Mansion Tax
If you're buying a home for $1 million or more anywhere in New York state, be prepared for the Mansion Tax. This is a 1% tax on the entire purchase price, due at closing. In NYC, this rate can climb even higher for multi-million dollar properties.
Upstate vs. NYC
New York property taxes can be complex. While NYC actually has relatively low property tax rates for many residences, Upstate New York (like Westchester or Nassau counties) can have some of the highest property tax bills in the United States relative to home value.